Build days around free walks and one paid choice at a time. The Harbour Bridge pedestrian path, the Royal Botanic Garden and many beaches cost nothing to enter; a public ferry is a way to see the harbour while making a real trip. Stay near a useful train or bus connection so a cheaper room does not create extra fares and long journeys. Use the same Opal card or contactless device for every trip to receive the relevant fare benefits.
For food, look beyond waterfront dining every day. Haymarket and Chinatown have food courts, noodle shops and casual meals at a range of prices. A supermarket breakfast or picnic can free up money for one meal you care about. Budget separately for the airport train station access fee and for any tour or long-distance day trip; those are easy costs to miss.
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